The median home in Annapolis, Maryland is valued at $600,755, up 1.7% year over year. Typical monthly rent is $2,209, producing a price-to-rent ratio of 22.7x — well above the national average of 18x. Annapolis is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$600,755
+1.7%
Rent$2,209/mo
AFFORDABILITYRenting $1,488/mo cheaper ($2,209 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Annapolis.
$120,151 on $600,755
Out of reach — 59.2% of income
Need $158,443/yr to afford.
PITI$3,697
P/I59.2%
Afford$284K
Gap-$316K
P&I $3,038Tax $526Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Baltimore-Columbia-Towson, MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.
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