The median home in Annapolis, Maryland is valued at $600,755, up 1.7% year over year. Typical monthly rent is $2,209, producing a price-to-rent ratio of 22.7x — well above the national average of 18x. Annapolis is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$600,755

+1.7%

Rent$2,209/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Annapolis.

Income (annual)

Down Payment

$120,151 on $600,755

Example: $75,000 household income. Change it above to see your own.

Out of reach59.2% of income

Need $158,443/yr to afford.

PITI$3,697

P/I59.2%

Afford$284K

Gap-$316K

P&I $3,038Tax $526Ins $133

Renting $1,488/mo cheaper ($2,209 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Annapolis with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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Annapolis, MD