The median home in Baltimore, Maryland is valued at $185,223, down 1.1% year over year. Typical monthly rent is $1,714, producing a price-to-rent ratio of 9x — below the national average of 18x. Baltimore is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$185,223
-1.1%
Rent$1,714/mo
AFFORDABILITYBuying $482/mo cheaper ($1,714 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Baltimore.
$37,045 on $185,223
Affordable — 19.7% of income
Under the 28% guideline.
PITI$1,232
P/I19.7%
Afford$263K
Room+$78K
P&I $937Tax $162Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Baltimore-Columbia-Towson, MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.
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