The median home in Baltimore, Maryland is valued at $185,223, down 1.1% year over year. Typical monthly rent is $1,714, producing a price-to-rent ratio of 9x — below the national average of 18x. Baltimore is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$185,223

-1.1%

Rent$1,714/mo

Prices falling — better for buyers.

Affordability

Enter your income for Baltimore.

Income (annual)

Down Payment

$37,045 on $185,223

Example: $75,000 household income. Change it above to see your own.

Affordable19.7% of income

Under the 28% guideline.

PITI$1,232

P/I19.7%

Afford$263K

Room+$78K

P&I $937Tax $162Ins $133

Buying $482/mo cheaper ($1,714 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Baltimore with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

View Baltimore-Columbia-Towson, MD metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Baltimore, MD