The median home in Charlestown, Maryland is valued at $323,744, down 1.2% year over year. Charlestown is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD stress score, crash risk, and 12-month forecast →
Home Value$323,744
-1.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Charlestown.
$64,749 on $323,744
Stretch — 32.9% of income
Above 28% but manageable with cuts.
PITI$2,054
P/I32.9%
Afford$276K
Gap-$48K
P&I $1,637Tax $283Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.
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