The median home in Charlestown, Maryland is valued at $323,744, down 1.2% year over year. Charlestown is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$323,744

-1.2%

Prices falling — better for buyers.

Affordability

Enter your income for Charlestown.

Income (annual)

Down Payment

$64,749 on $323,744

Example: $75,000 household income. Change it above to see your own.

Stretch32.9% of income

Above 28% but manageable with cuts.

PITI$2,054

P/I32.9%

Afford$276K

Gap-$48K

P&I $1,637Tax $283Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Charlestown with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro

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Charlestown, MD