The median home in Cheltenham, Maryland is valued at $498,132, down 0.2% year over year. Cheltenham is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$498,132

-0.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$99,626 on $498,132

Example: $75,000 household income. Change it above to see your own.

Out of reach49.4% of income

Need $132,343/yr to afford.

PITI$3,088

P/I49.4%

Afford$282K

Gap-$216K

P&I $2,519Tax $436Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Cheltenham with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

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Cheltenham, MD