Median home value: $356K (+5.1% YoY). Part of Hagerstown-Martinsburg, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hagerstown-Martinsburg, MD-WV metro page.
Home Value$356,256
+5.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Clear Spring.
$71,251 on $356,256
Stretch — 34.5% of income
Above 28% but manageable with cuts.
PITI$2,154
P/I34.5%
Afford$289K
Gap-$67K
P&I $1,709Tax $312Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing