The median home in Columbia, Maryland is valued at $497,838, down 0.2% year over year. Typical monthly rent is $2,180, producing a price-to-rent ratio of 19x — near the national average of 18x. Columbia is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$497,838

-0.2%

Rent$2,180/mo

Prices falling — better for buyers.

Affordability

Enter your income for Columbia.

Income (annual)

Down Payment

$99,568 on $497,838

Example: $75,000 household income. Change it above to see your own.

Out of reach49.4% of income

Need $132,257/yr to afford.

PITI$3,086

P/I49.4%

Afford$282K

Gap-$216K

P&I $2,517Tax $436Ins $133

Renting $906/mo cheaper ($2,180 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Columbia with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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Columbia, MD