The median home in Cottage City, Maryland is valued at $347,457, down 2.1% year over year. Cottage City is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$347,457

-2.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$69,491 on $347,457

Example: $75,000 household income. Change it above to see your own.

Stretch35.1% of income

Above 28% but manageable with cuts.

PITI$2,194

P/I35.1%

Afford$277K

Gap-$70K

P&I $1,757Tax $304Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Cottage City with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Cottage City, MD