City

COTTAGE CITY, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV

The median home in Cottage City, Maryland is valued at $347,457, down 2.1% year over year. Cottage City is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$347,457

-2.1%

AFFORDABILITY

Enter your income for Cottage City.

Income (annual)

Down Payment

$69,491 on $347,457

Stretch — 35.1% of income

Above 28% but manageable with cuts.

PITI$2,194

P/I35.1%

Afford$277K

Gap-$70K

P&I $1,757Tax $304Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Cottage City with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →