City

CUMBERLAND, MD

Cumberland, MD-WV

Median home value: $148K (+4.5% YoY). Rent: $995/mo. Price-to-rent: 12.4x. Part of Cumberland, MD-WV.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Cumberland, MD-WV metro page.

Home Value$147,910
+4.5%
Rent$995/mo
AFFORDABILITY

Enter your income for Cumberland.

$29,582 on $147,910
Affordable — 15.6% of income

Under the 28% guideline.

PITI$972
P/I15.6%
Afford$266K
Room+$118K
P&I $709Tax $129Ins $133
Buying $23/mo cheaper ($995 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing