Median home value: $148K (+4.5% YoY). Rent: $995/mo. Price-to-rent: 12.4x. Part of Cumberland, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Cumberland, MD-WV metro page.
Home Value$147,910
+4.5%
Rent$995/mo
AFFORDABILITYBuying $23/mo cheaper ($995 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Cumberland.
$29,582 on $147,910
Affordable — 15.6% of income
Under the 28% guideline.
PITI$972
P/I15.6%
Afford$266K
Room+$118K
P&I $709Tax $129Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing