The median home in Elkton, Maryland is valued at $359,271, up 1.2% year over year. Typical monthly rent is $1,891, producing a price-to-rent ratio of 15.8x — near the national average of 18x. Elkton is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$359,271

+1.2%

Rent$1,891/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$71,854 on $359,271

Example: $75,000 household income. Change it above to see your own.

Out of reach36.2% of income

Need $97,029/yr to afford.

PITI$2,264

P/I36.2%

Afford$278K

Gap-$82K

P&I $1,817Tax $314Ins $133

Renting $373/mo cheaper ($1,891 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Elkton with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Philadelphia-Camden-Wilmington, PA-NJ-DE-MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro.

View Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro

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Elkton, MD