Median home value: $714K (-0.1% YoY). Rent: $2,272/mo. Price-to-rent: 26.2x. Part of Baltimore-Columbia-Towson, MD.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Baltimore-Columbia-Towson, MD metro page.
Home Value$713,948
-0.1%
Rent$2,272/mo
AFFORDABILITYRenting $1,910/mo cheaper ($2,272 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Ellicott City.
$142,790 on $713,948
Out of reach — 66.9% of income
Need $179,229/yr to afford.
PITI$4,182
P/I66.9%
Afford$299K
Gap-$415K
P&I $3,424Tax $625Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing