The median home in Essex, Maryland is valued at $284,284, up 0.7% year over year. Typical monthly rent is $1,916, producing a price-to-rent ratio of 12.4x — below the national average of 18x. Essex is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Baltimore-Columbia-Towson, MD stress score, crash risk, and 12-month forecast →

Home Value$284,284

+0.7%

Rent$1,916/mo

AFFORDABILITY

Enter your income for Essex.

Income (annual)

Down Payment

$56,857 on $284,284

Stretch — 29.1% of income

Above 28% but manageable with cuts.

PITI$1,820

P/I29.1%

Afford$273K

Gap-$11K

P&I $1,437Tax $249Ins $133

Buying $96/mo cheaper ($1,916 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Essex with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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ESSEX, MD