The median home in Frederick, Maryland is valued at $456,429, down 0.5% year over year. Typical monthly rent is $2,129, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Frederick is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$456,429

-0.5%

Rent$2,129/mo

Prices falling — better for buyers.

Affordability

Enter your income for Frederick.

Income (annual)

Down Payment

$91,286 on $456,429

Example: $75,000 household income. Change it above to see your own.

Out of reach45.5% of income

Need $121,757/yr to afford.

PITI$2,841

P/I45.5%

Afford$281K

Gap-$175K

P&I $2,308Tax $399Ins $133

Renting $712/mo cheaper ($2,129 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Frederick with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Frederick, MD