The median home in Frederick, Maryland is valued at $456,429, down 0.5% year over year. Typical monthly rent is $2,129, producing a price-to-rent ratio of 17.9x — near the national average of 18x. Frederick is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$456,429

-0.5%

Rent$2,129/mo

AFFORDABILITY

Enter your income for Frederick.

Income (annual)

Down Payment

$91,286 on $456,429

Out of reach — 45.5% of income

Need $121,757/yr to afford.

PITI$2,841

P/I45.5%

Afford$281K

Gap-$175K

P&I $2,308Tax $399Ins $133

Renting $712/mo cheaper ($2,129 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Frederick with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

FREDERICK, MD