The median home in Funkstown, Maryland is valued at $263,058, down 2.5% year over year. Funkstown is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$263,058

-2.5%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$52,612 on $263,058

Example: $75,000 household income. Change it above to see your own.

Affordable27.1% of income

Under the 28% guideline.

PITI$1,694

P/I27.1%

Afford$272K

Room+$9K

P&I $1,330Tax $230Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Funkstown with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro

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Funkstown, MD