The median home in Gaithersburg, Maryland is valued at $516,114, down 1.4% year over year. Typical monthly rent is $2,242, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Gaithersburg is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$516,114

-1.4%

Rent$2,242/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$103,223 on $516,114

Example: $75,000 household income. Change it above to see your own.

Out of reach51.1% of income

Need $136,929/yr to afford.

PITI$3,195

P/I51.1%

Afford$283K

Gap-$233K

P&I $2,610Tax $452Ins $133

Renting $953/mo cheaper ($2,242 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Gaithersburg with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Gaithersburg, MD