The median home in Gaithersburg, Maryland is valued at $516,114, down 1.4% year over year. Typical monthly rent is $2,242, producing a price-to-rent ratio of 19.2x — near the national average of 18x. Gaithersburg is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$516,114

-1.4%

Rent$2,242/mo

AFFORDABILITY

Enter your income for Gaithersburg.

Income (annual)

Down Payment

$103,223 on $516,114

Out of reach — 51.1% of income

Need $136,929/yr to afford.

PITI$3,195

P/I51.1%

Afford$283K

Gap-$233K

P&I $2,610Tax $452Ins $133

Renting $953/mo cheaper ($2,242 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Gaithersburg with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

GAITHERSBURG, MD