The median home in Germantown, Maryland is valued at $414,595, down 2.1% year over year. Typical monthly rent is $1,989, producing a price-to-rent ratio of 17.4x — near the national average of 18x. Germantown is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$414,595

-2.1%

Rent$1,989/mo

Prices falling — better for buyers.

Affordability

Enter your income for Germantown.

Income (annual)

Down Payment

$82,919 on $414,595

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,129/yr to afford.

PITI$2,593

P/I41.5%

Afford$280K

Gap-$135K

P&I $2,096Tax $363Ins $133

Renting $604/mo cheaper ($1,989 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Germantown with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Germantown, MD