Median home value: $293K (+0.4% YoY). Rent: $1,434/mo. Price-to-rent: 17.0x. Part of Hagerstown-Martinsburg, MD-WV.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Hagerstown-Martinsburg, MD-WV metro page.
Home Value$293,268
+0.4%
Rent$1,434/mo
AFFORDABILITYRenting $363/mo cheaper ($1,434 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Hagerstown.
$58,654 on $293,268
Stretch — 28.8% of income
Above 28% but manageable with cuts.
PITI$1,797
P/I28.8%
Afford$286K
Gap-$8K
P&I $1,407Tax $257Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing