The median home in Hagerstown, Maryland is valued at $293,268, up 0.4% year over year. Typical monthly rent is $1,434, producing a price-to-rent ratio of 17x — near the national average of 18x. Hagerstown is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$293,268

+0.4%

Rent$1,434/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Hagerstown.

Income (annual)

Down Payment

$58,654 on $293,268

Example: $75,000 household income. Change it above to see your own.

Stretch30% of income

Above 28% but manageable with cuts.

PITI$1,873

P/I30%

Afford$274K

Gap-$19K

P&I $1,483Tax $257Ins $133

Renting $439/mo cheaper ($1,434 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Hagerstown with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro

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Hagerstown, MD