The median home in Havre de Grace, Maryland is valued at $394,217, down 0.3% year over year. Typical monthly rent is $1,787, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Havre de Grace is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$394,217

-0.3%

Rent$1,787/mo

Prices falling — better for buyers.

Affordability

Enter your income for Havre de Grace.

Income (annual)

Down Payment

$78,843 on $394,217

Example: $75,000 household income. Change it above to see your own.

Out of reach39.6% of income

Need $105,943/yr to afford.

PITI$2,472

P/I39.6%

Afford$279K

Gap-$115K

P&I $1,993Tax $345Ins $133

Renting $685/mo cheaper ($1,787 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Havre de Grace with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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Havre de Grace, MD