The median home in Havre de Grace, Maryland is valued at $394,217, down 0.3% year over year. Typical monthly rent is $1,787, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Havre de Grace is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$394,217
-0.3%
Rent$1,787/mo
AFFORDABILITYRenting $685/mo cheaper ($1,787 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Havre de Grace.
$78,843 on $394,217
Out of reach — 39.6% of income
Need $105,943/yr to afford.
PITI$2,472
P/I39.6%
Afford$279K
Gap-$115K
P&I $1,993Tax $345Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Baltimore-Columbia-Towson, MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.
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