The median home in La Plata, Maryland is valued at $473,213, up 0.3% year over year. Typical monthly rent is $2,567, producing a price-to-rent ratio of 15.4x — near the national average of 18x. La Plata is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$473,213
+0.3%
Rent$2,567/mo
AFFORDABILITYRenting $373/mo cheaper ($2,567 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for La Plata.
$94,643 on $473,213
Out of reach — 47% of income
Need $126,000/yr to afford.
PITI$2,940
P/I47%
Afford$282K
Gap-$192K
P&I $2,393Tax $414Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
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