The median home in La Plata, Maryland is valued at $473,213, up 0.3% year over year. Typical monthly rent is $2,567, producing a price-to-rent ratio of 15.4x — near the national average of 18x. La Plata is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$473,213

+0.3%

Rent$2,567/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$94,643 on $473,213

Example: $75,000 household income. Change it above to see your own.

Out of reach47% of income

Need $126,000/yr to afford.

PITI$2,940

P/I47%

Afford$282K

Gap-$192K

P&I $2,393Tax $414Ins $133

Renting $373/mo cheaper ($2,567 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare La Plata with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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La Plata, MD