Median home value: $305K (+1.8% YoY). Rent: $1,369/mo. Price-to-rent: 18.5x. Part of Baltimore-Columbia-Towson, MD.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Baltimore-Columbia-Towson, MD metro page.
Home Value$304,667
+1.8%
Rent$1,369/mo
AFFORDABILITYRenting $492/mo cheaper ($1,369 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Lochearn.
$60,933 on $304,667
Stretch — 29.8% of income
Above 28% but manageable with cuts.
PITI$1,861
P/I29.8%
Afford$286K
Gap-$18K
P&I $1,461Tax $267Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing