The median home in Lutherville Timonium, Maryland is valued at $492,999, up 2.1% year over year. Typical monthly rent is $2,208, producing a price-to-rent ratio of 18.6x — near the national average of 18x. Lutherville Timonium is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$492,999
+2.1%
Rent$2,208/mo
AFFORDABILITYRenting $850/mo cheaper ($2,208 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Lutherville Timonium.
$98,600 on $492,999
Out of reach — 48.9% of income
Need $131,057/yr to afford.
PITI$3,058
P/I48.9%
Afford$282K
Gap-$211K
P&I $2,493Tax $431Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Baltimore-Columbia-Towson, MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.
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