Median home value: $493K (+2.1% YoY). Rent: $2,208/mo. Price-to-rent: 18.6x. Part of Baltimore-Columbia-Towson, MD.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Baltimore-Columbia-Towson, MD metro page.
Home Value$492,999
+2.1%
Rent$2,208/mo
AFFORDABILITYRenting $721/mo cheaper ($2,208 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Lutherville Timonium.
$98,600 on $492,999
Out of reach — 46.9% of income
Need $125,529/yr to afford.
PITI$2,929
P/I46.9%
Afford$295K
Gap-$198K
P&I $2,365Tax $431Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing