The median home in Ocean City, Maryland is valued at $436,512, down 3.3% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Ocean City is part of the Salisbury, MD-DE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$436,512
-3.3%
Rent$1,825/mo
AFFORDABILITYRenting $898/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Ocean City.
$87,302 on $436,512
Out of reach — 43.6% of income
Need $116,700/yr to afford.
PITI$2,723
P/I43.6%
Afford$281K
Gap-$156K
P&I $2,207Tax $382Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Salisbury, MD-DE analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Salisbury, MD-DE metro.
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