The median home in Ocean City, Maryland is valued at $436,512, down 3.3% year over year. Typical monthly rent is $1,825, producing a price-to-rent ratio of 19.9x — near the national average of 18x. Ocean City is part of the Salisbury, MD-DE metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$436,512

-3.3%

Rent$1,825/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$87,302 on $436,512

Example: $75,000 household income. Change it above to see your own.

Out of reach43.6% of income

Need $116,700/yr to afford.

PITI$2,723

P/I43.6%

Afford$281K

Gap-$156K

P&I $2,207Tax $382Ins $133

Renting $898/mo cheaper ($1,825 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Ocean City with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Salisbury, MD-DE analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Salisbury, MD-DE metro.

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Ocean City, MD