Median home value: $391K (+1.0% YoY). Rent: $1,815/mo. Price-to-rent: 18.0x. Part of Baltimore-Columbia-Towson, MD.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Baltimore-Columbia-Towson, MD metro page.
Home Value$391,424
+1.0%
Rent$1,815/mo
AFFORDABILITYRenting $538/mo cheaper ($1,815 rent)6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Owings Mills.
$78,285 on $391,424
Out of reach — 37.6% of income
Need $100,843/yr to afford.
PITI$2,353
P/I37.6%
Afford$291K
Gap-$100K
P&I $1,877Tax $342Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing