The median home in Owings Mills, Maryland is valued at $391,424, up 1.0% year over year. Typical monthly rent is $1,815, producing a price-to-rent ratio of 18x — near the national average of 18x. Owings Mills is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$391,424
+1.0%
Rent$1,815/mo
AFFORDABILITYRenting $640/mo cheaper ($1,815 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Owings Mills.
$78,285 on $391,424
Out of reach — 39.3% of income
Need $105,214/yr to afford.
PITI$2,455
P/I39.3%
Afford$279K
Gap-$112K
P&I $1,979Tax $342Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
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Full Baltimore-Columbia-Towson, MD analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.
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