The median home in Owings Mills, Maryland is valued at $391,424, up 1.0% year over year. Typical monthly rent is $1,815, producing a price-to-rent ratio of 18x — near the national average of 18x. Owings Mills is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$391,424

+1.0%

Rent$1,815/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Owings Mills.

Income (annual)

Down Payment

$78,285 on $391,424

Example: $75,000 household income. Change it above to see your own.

Out of reach39.3% of income

Need $105,214/yr to afford.

PITI$2,455

P/I39.3%

Afford$279K

Gap-$112K

P&I $1,979Tax $342Ins $133

Renting $640/mo cheaper ($1,815 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Owings Mills with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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Owings Mills, MD