Median home value: $360K (+1.5% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$360,113
+1.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Ridgely.
$72,023 on $360,113
Stretch — 34.8% of income
Above 28% but manageable with cuts.
PITI$2,176
P/I34.8%
Afford$290K
Gap-$71K
P&I $1,727Tax $315Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing