Median home value: $444K (+1.0% YoY). Part of Hagerstown-Martinsburg, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hagerstown-Martinsburg, MD-WV metro page.
Home Value$444,454
+1.0%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Saint James.
$88,891 on $444,454
Out of reach — 42.5% of income
Need $113,743/yr to afford.
PITI$2,654
P/I42.5%
Afford$293K
Gap-$151K
P&I $2,132Tax $389Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing