The median home in Scotland, Maryland is valued at $349,948, up 2.4% year over year. Scotland is part of the California-Lexington Park, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$349,948

+2.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Scotland.

Income (annual)

Down Payment

$69,990 on $349,948

Example: $75,000 household income. Change it above to see your own.

Stretch35.3% of income

Above 28% but manageable with cuts.

PITI$2,209

P/I35.3%

Afford$277K

Gap-$73K

P&I $1,770Tax $306Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Scotland with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full California-Lexington Park, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the California-Lexington Park, MD metro.

View California-Lexington Park, MD metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Scotland, MD