The median home in Severn, Maryland is valued at $503,507, up 0.9% year over year. Typical monthly rent is $2,070, producing a price-to-rent ratio of 20.3x — well above the national average of 18x. Severn is part of the Baltimore-Columbia-Towson, MD metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$503,507

+0.9%

Rent$2,070/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$100,701 on $503,507

Example: $75,000 household income. Change it above to see your own.

Out of reach49.9% of income

Need $133,714/yr to afford.

PITI$3,120

P/I49.9%

Afford$282K

Gap-$221K

P&I $2,546Tax $441Ins $133

Renting $1,050/mo cheaper ($2,070 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Severn with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Baltimore-Columbia-Towson, MD analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Baltimore-Columbia-Towson, MD metro.

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Severn, MD