The median home in Silver Spring, Maryland is valued at $534,892, down 1.1% year over year. Typical monthly rent is $1,997, producing a price-to-rent ratio of 22.3x — well above the national average of 18x. Silver Spring is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$534,892

-1.1%

Rent$1,997/mo

AFFORDABILITY

Enter your income for Silver Spring.

Income (annual)

Down Payment

$106,978 on $534,892

Out of reach — 52.9% of income

Need $141,686/yr to afford.

PITI$3,306

P/I52.9%

Afford$283K

Gap-$252K

P&I $2,705Tax $468Ins $133

Renting $1,309/mo cheaper ($1,997 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Silver Spring with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

SILVER SPRING, MD