The median home in Silver Spring, Maryland is valued at $534,892, down 1.1% year over year. Typical monthly rent is $1,997, producing a price-to-rent ratio of 22.3x — well above the national average of 18x. Silver Spring is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$534,892

-1.1%

Rent$1,997/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$106,978 on $534,892

Example: $75,000 household income. Change it above to see your own.

Out of reach52.9% of income

Need $141,686/yr to afford.

PITI$3,306

P/I52.9%

Afford$283K

Gap-$252K

P&I $2,705Tax $468Ins $133

Renting $1,309/mo cheaper ($1,997 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Silver Spring with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Silver Spring, MD