City

SMITHSBURG, MD

Hagerstown-Martinsburg, MD-WV

The median home in Smithsburg, Maryland is valued at $357,750, up 2.9% year over year. Smithsburg is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Hagerstown-Martinsburg, MD-WV stress score, crash risk, and 12-month forecast →

Home Value$357,750

+2.9%

AFFORDABILITY

Enter your income for Smithsburg.

Income (annual)

Down Payment

$71,550 on $357,750

Out of reach — 36.1% of income

Need $96,643/yr to afford.

PITI$2,255

P/I36.1%

Afford$278K

Gap-$80K

P&I $1,809Tax $313Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Smithsburg with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro →