City

SPENCERVILLE, MD

Washington-Arlington-Alexandria, DC-VA-MD-WV

Median home value: $755K (-1.2% YoY). Part of Washington-Arlington-Alexandria, DC-VA-MD-WV.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Washington-Arlington-Alexandria, DC-VA-MD-WV metro page.

Home Value$755,438
-1.2%
AFFORDABILITY

Enter your income for Spencerville.

$151,088 on $755,438
Out of reach — 70.7% of income

Need $189,343/yr to afford.

PITI$4,418
P/I70.7%
Afford$299K
Gap-$456K
P&I $3,623Tax $661Ins $133
6.00% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Spencerville Housing Market | CrashWatch