The median home in Spencerville, Maryland is valued at $755,438, down 1.2% year over year. Spencerville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$755,438

-1.2%

Prices falling — better for buyers.

Affordability

Enter your income for Spencerville.

Income (annual)

Down Payment

$151,088 on $755,438

Example: $75,000 household income. Change it above to see your own.

Out of reach73.8% of income

Need $197,743/yr to afford.

PITI$4,614

P/I73.8%

Afford$287K

Gap-$469K

P&I $3,820Tax $661Ins $133

6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Spencerville with other housing markets across Maryland.

Gibson Island$2.94M Chevy Chase View$1.43M Potomac$1.35M Glen Echo$1.29M Cabin John$1.25M Chevy Chase$1.2M Bethesda$1.11M Dayton$1.06M

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro

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Spencerville, MD