The median home in Spencerville, Maryland is valued at $755,438, down 1.2% year over year. Spencerville is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →
Home Value$755,438
-1.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.
Enter your income for Spencerville.
$151,088 on $755,438
Out of reach — 73.8% of income
Need $197,743/yr to afford.
PITI$4,614
P/I73.8%
Afford$287K
Gap-$469K
P&I $3,820Tax $661Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maryland
Compare Spencerville with other housing markets across Maryland.
Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →