The median home in Waldorf, Maryland is valued at $428,639, down 0.6% year over year. Typical monthly rent is $2,269, producing a price-to-rent ratio of 15.7x — near the national average of 18x. Waldorf is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Washington-Arlington-Alexandria, DC-VA-MD-WV stress score, crash risk, and 12-month forecast →

Home Value$428,639

-0.6%

Rent$2,269/mo

AFFORDABILITY

Enter your income for Waldorf.

Income (annual)

Down Payment

$85,728 on $428,639

Out of reach — 42.8% of income

Need $114,686/yr to afford.

PITI$2,676

P/I42.8%

Afford$280K

Gap-$148K

P&I $2,167Tax $375Ins $133

Renting $407/mo cheaper ($2,269 rent)6.50% 30yr, 20% down, county tax + MD ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maryland

Compare Waldorf with other housing markets across Maryland.

Gibson Island$2941K Chevy Chase View$1431K Potomac$1352K Glen Echo$1286K Cabin John$1246K Chevy Chase$1199K Bethesda$1110K Dayton$1056K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

View Washington-Arlington-Alexandria, DC-VA-MD-WV metro →

WALDORF, MD