The median home in Carmel, Maine is valued at $312,523, up 1.2% year over year. Carmel is part of the Bangor, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$312,523

+1.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Carmel.

Income (annual)

Down Payment

$62,505 on $312,523

Example: $75,000 household income. Change it above to see your own.

Stretch32.5% of income

Above 28% but manageable with cuts.

PITI$2,034

P/I32.5%

Afford$269K

Gap-$44K

P&I $1,580Tax $354Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Carmel with other housing markets across Maine.

Kennebunkport$1.05M Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Bangor, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bangor, ME metro.

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Carmel, ME