The median home in Chelsea, Maine is valued at $319,381, up 0.3% year over year. Chelsea is part of the Augusta-Waterville, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$319,381

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for Chelsea.

Income (annual)

Down Payment

$63,876 on $319,381

Example: $75,000 household income. Change it above to see your own.

Stretch33.2% of income

Above 28% but manageable with cuts.

PITI$2,077

P/I33.2%

Afford$269K

Gap-$50K

P&I $1,615Tax $362Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Chelsea with other housing markets across Maine.

Kennebunkport$1.05M Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Augusta-Waterville, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Augusta-Waterville, ME metro.

View Augusta-Waterville, ME metro

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Chelsea, ME