The median home in Gardiner, Maine is valued at $275,747, down 1.2% year over year. Gardiner is part of the Augusta-Waterville, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Augusta-Waterville, ME stress score, crash risk, and 12-month forecast →

Home Value$275,747

-1.2%

AFFORDABILITY

Enter your income for Gardiner.

Income (annual)

Down Payment

$55,149 on $275,747

Stretch — 28.9% of income

Above 28% but manageable with cuts.

PITI$1,807

P/I28.9%

Afford$267K

Gap-$9K

P&I $1,394Tax $313Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Gardiner with other housing markets across Maine.

Kennebunkport$1053K Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Augusta-Waterville, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Augusta-Waterville, ME metro.

View Augusta-Waterville, ME metro →

GARDINER, ME