The median home in Harpswell, Maine is valued at $685,196, down 1.3% year over year. Harpswell is part of the Portland-South Portland, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$685,196

-1.3%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$137,039 on $685,196

Example: $75,000 household income. Change it above to see your own.

Out of reach69.5% of income

Need $186,043/yr to afford.

PITI$4,341

P/I69.5%

Afford$276K

Gap-$409K

P&I $3,465Tax $777Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Harpswell with other housing markets across Maine.

Kennebunkport$1.05M Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Portland-South Portland, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-South Portland, ME metro.

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Harpswell, ME