The median home in Oakland, Maine is valued at $314,798, up 0.6% year over year. Oakland is part of the Augusta-Waterville, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Augusta-Waterville, ME stress score, crash risk, and 12-month forecast →

Home Value$314,798

+0.6%

AFFORDABILITY

Enter your income for Oakland.

Income (annual)

Down Payment

$62,960 on $314,798

Stretch — 32.8% of income

Above 28% but manageable with cuts.

PITI$2,049

P/I32.8%

Afford$269K

Gap-$46K

P&I $1,592Tax $357Ins $100

6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Oakland with other housing markets across Maine.

Kennebunkport$1053K Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Augusta-Waterville, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Augusta-Waterville, ME metro.

View Augusta-Waterville, ME metro →

OAKLAND, ME