The median home in Portland, Maine is valued at $539,285, down 0.4% year over year. Typical monthly rent is $2,274, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Portland is part of the Portland-South Portland, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$539,285

-0.4%

Rent$2,274/mo

Prices falling — better for buyers.

Affordability

Enter your income for Portland.

Income (annual)

Down Payment

$107,857 on $539,285

Example: $75,000 household income. Change it above to see your own.

Out of reach55% of income

Need $147,343/yr to afford.

PITI$3,438

P/I55%

Afford$275K

Gap-$265K

P&I $2,727Tax $611Ins $100

Renting $1,164/mo cheaper ($2,274 rent)6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Portland with other housing markets across Maine.

Kennebunkport$1.05M Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Portland-South Portland, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-South Portland, ME metro.

View Portland-South Portland, ME metro

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