The median home in Portland, Maine is valued at $539,285, down 0.4% year over year. Typical monthly rent is $2,274, producing a price-to-rent ratio of 19.8x — near the national average of 18x. Portland is part of the Portland-South Portland, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Portland-South Portland, ME stress score, crash risk, and 12-month forecast →
Home Value$539,285
-0.4%
Rent$2,274/mo
AFFORDABILITYRenting $1,164/mo cheaper ($2,274 rent)6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.
Enter your income for Portland.
$107,857 on $539,285
Out of reach — 55% of income
Need $147,343/yr to afford.
PITI$3,438
P/I55%
Afford$275K
Gap-$265K
P&I $2,727Tax $611Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Maine
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Full Portland-South Portland, ME analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Portland-South Portland, ME metro.
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