The median home in Waterville, Maine is valued at $236,732, up 1.4% year over year. Typical monthly rent is $1,297, producing a price-to-rent ratio of 15.2x — near the national average of 18x. Waterville is part of the Augusta-Waterville, ME metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$236,732

+1.4%

Rent$1,297/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Waterville.

Income (annual)

Down Payment

$47,346 on $236,732

Example: $75,000 household income. Change it above to see your own.

Affordable25% of income

Under the 28% guideline.

PITI$1,565

P/I25%

Afford$265K

Room+$28K

P&I $1,197Tax $268Ins $100

Renting $268/mo cheaper ($1,297 rent)6.50% 30yr, 20% down, county tax + ME ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Maine

Compare Waterville with other housing markets across Maine.

Kennebunkport$1.05M Ogunquit$879K Falmouth$863K Southport$856K Mount Desert$844K Cape Elizabeth$832K South Bristol$761K York$735K

Full Augusta-Waterville, ME analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Augusta-Waterville, ME metro.

View Augusta-Waterville, ME metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.