The median home in Arcadia, Michigan is valued at $381,424, up 12.0% year over year. Arcadia is part of the Traverse City, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$381,424

+12.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,285 on $381,424

Example: $75,000 household income. Change it above to see your own.

Out of reach40.8% of income

Need $109,371/yr to afford.

PITI$2,552

P/I40.8%

Afford$262K

Gap-$120K

P&I $1,929Tax $489Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Arcadia with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Traverse City, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Traverse City, MI metro.

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Arcadia, MI