The median home in Benton Harbor, Michigan is valued at $145,379, up 0.5% year over year. Benton Harbor is part of the Niles, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$145,379

+0.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Benton Harbor.

Income (annual)

Down Payment

$29,076 on $145,379

Example: $75,000 household income. Change it above to see your own.

Affordable16.9% of income

Under the 28% guideline.

PITI$1,055

P/I16.9%

Afford$241K

Room+$96K

P&I $735Tax $187Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Benton Harbor with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Niles, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Niles, MI metro.

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Benton Harbor, MI