The median home in Birmingham, Michigan is valued at $698,790, up 4.1% year over year. Typical monthly rent is $2,507, producing a price-to-rent ratio of 23.2x — well above the national average of 18x. Birmingham is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$698,790

+4.1%

Rent$2,507/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Birmingham.

Income (annual)

Down Payment

$139,758 on $698,790

Example: $75,000 household income. Change it above to see your own.

Out of reach73% of income

Need $195,600/yr to afford.

PITI$4,564

P/I73%

Afford$268K

Gap-$431K

P&I $3,533Tax $897Ins $133

Renting $2,057/mo cheaper ($2,507 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Birmingham with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Detroit-Warren-Dearborn, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.

View Detroit-Warren-Dearborn, MI metro

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Birmingham, MI