City

CENTRAL LAKE, MI

Median home value: $319K (+1.9% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$319,139
+1.9%
AFFORDABILITY

Enter your income for Central Lake.

$63,828 on $319,139
Stretch — 33.2% of income

Above 28% but manageable with cuts.

PITI$2,074
P/I33.2%
Afford$269K
Gap-$50K
P&I $1,531Tax $410Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Central Lake Housing Market | CrashWatch