The median home in Charlotte, Michigan is valued at $226,749, up 2.0% year over year. Charlotte is part of the Lansing-East Lansing, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$226,749

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Charlotte.

Income (annual)

Down Payment

$45,350 on $226,749

Example: $75,000 household income. Change it above to see your own.

Affordable25.1% of income

Under the 28% guideline.

PITI$1,571

P/I25.1%

Afford$253K

Room+$26K

P&I $1,147Tax $291Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Charlotte with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Lansing-East Lansing, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lansing-East Lansing, MI metro.

View Lansing-East Lansing, MI metro

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Charlotte, MI