The median home in Clayton, Michigan is valued at $227,720, up 6.2% year over year. Clayton is part of the Adrian, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$227,720

+6.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$45,544 on $227,720

Example: $75,000 household income. Change it above to see your own.

Affordable25.2% of income

Under the 28% guideline.

PITI$1,577

P/I25.2%

Afford$253K

Room+$25K

P&I $1,151Tax $292Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Clayton with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Adrian, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Adrian, MI metro.

View Adrian, MI metro

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Clayton, MI