The median home in Eau Claire, Michigan is valued at $241,235, up 4.8% year over year. Eau Claire is part of the Niles, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$241,235

+4.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,247 on $241,235

Example: $75,000 household income. Change it above to see your own.

Affordable26.6% of income

Under the 28% guideline.

PITI$1,663

P/I26.6%

Afford$254K

Room+$13K

P&I $1,220Tax $310Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Eau Claire with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Niles, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Niles, MI metro.

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Eau Claire, MI