Median home value: $248K (+1.3% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$248,352
+1.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Elmira.
$49,670 on $248,352
Affordable — 26.3% of income
Under the 28% guideline.
PITI$1,643
P/I26.3%
Afford$265K
Room+$16K
P&I $1,191Tax $319Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing