The median home in Free Soil, Michigan is valued at $244,762, up 4.7% year over year. Free Soil is part of the Ludington, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,762

+4.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$48,952 on $244,762

Example: $75,000 household income. Change it above to see your own.

Affordable27% of income

Under the 28% guideline.

PITI$1,685

P/I27%

Afford$254K

Room+$9K

P&I $1,238Tax $314Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Free Soil with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Ludington, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ludington, MI metro.

View Ludington, MI metro

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Free Soil, MI