City

FREE SOIL, MI

Ludington, MI

Median home value: $245K (+4.7% YoY). Part of Ludington, MI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Ludington, MI metro page.

Home Value$244,762
+4.7%
AFFORDABILITY

Enter your income for Free Soil.

$48,952 on $244,762
Affordable — 25.9% of income

Under the 28% guideline.

PITI$1,621
P/I25.9%
Afford$264K
Room+$19K
P&I $1,174Tax $314Ins $133
6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Free Soil Housing Market | CrashWatch