The median home in Freeland, Michigan is valued at $284,055, up 7.4% year over year. Freeland is part of the Saginaw, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Saginaw, MI stress score, crash risk, and 12-month forecast →

Home Value$284,055

+7.4%

AFFORDABILITY

Enter your income for Freeland.

Income (annual)

Down Payment

$56,811 on $284,055

Stretch — 30.9% of income

Above 28% but manageable with cuts.

PITI$1,934

P/I30.9%

Afford$257K

Gap-$27K

P&I $1,436Tax $365Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Freeland with other housing markets across Michigan.

Lake Angelus$1659K Leland$1097K Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Saginaw, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Saginaw, MI metro.

View Saginaw, MI metro →

FREELAND, MI