Median home value: $194K (+2.0% YoY). Rent: $1,533/mo. Price-to-rent: 10.5x. Part of Detroit-Warren-Dearborn, MI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Detroit-Warren-Dearborn, MI metro page.
Home Value$193,603
+2.0%
Rent$1,533/mo
AFFORDABILITYBuying $223/mo cheaper ($1,533 rent)6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Garden City.
$38,721 on $193,603
Affordable — 21% of income
Under the 28% guideline.
PITI$1,310
P/I21%
Afford$259K
Room+$65K
P&I $929Tax $248Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing