The median home in Garden City, Michigan is valued at $193,603, up 2.0% year over year. Typical monthly rent is $1,533, producing a price-to-rent ratio of 10.5x — below the national average of 18x. Garden City is part of the Detroit-Warren-Dearborn, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$193,603
+2.0%
Rent$1,533/mo
AFFORDABILITYBuying $172/mo cheaper ($1,533 rent)6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Garden City.
$38,721 on $193,603
Affordable — 21.8% of income
Under the 28% guideline.
PITI$1,361
P/I21.8%
Afford$249K
Room+$55K
P&I $979Tax $248Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Detroit-Warren-Dearborn, MI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Detroit-Warren-Dearborn, MI metro.
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