The median home in Harbert, Michigan is valued at $705,506, up 8.9% year over year. Harbert is part of the Niles, MI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$705,506

+8.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$141,101 on $705,506

Example: $75,000 household income. Change it above to see your own.

Out of reach73.7% of income

Need $197,400/yr to afford.

PITI$4,606

P/I73.7%

Afford$268K

Gap-$437K

P&I $3,567Tax $905Ins $133

6.50% 30yr, 20% down, county tax + MI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Michigan

Compare Harbert with other housing markets across Michigan.

Lake Angelus$1.66M Leland$1.1M Orchard Lake$914K Franklin$845K Lake Leelanau$832K Kewadin$811K Lakeside$800K Northport$758K

Full Niles, MI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Niles, MI metro.

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Harbert, MI