Median home value: $545K (+4.9% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$544,907
+4.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + MI ins. 28% per HUD.
Enter your income for Harbor Springs.
$108,981 on $544,907
Out of reach — 55.1% of income
Need $147,686/yr to afford.
PITI$3,446
P/I55.1%
Afford$277K
Gap-$268K
P&I $2,614Tax $699Ins $133
Home Buying Kit For Dummies (2025)Financing, negotiation, closing